We work with our international partners to provide high-performing day-to-day health plans to our Kota customers. These particular plans have been selected to ensure there is a great range of benefits across the plans we offer, and in most cases, you have the ability to select additional add-ons and add your family as dependants. We want to provide options that enhance your life and are flexible too, as your life changes. 
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While Kota's providers might offer a larger choice of health insurance plans directly on their own website, the benefit plans that you see on Kota's mobile app are the options available to Kota customers.