If you already have health insurance with another provider and you're considering cancelling it to join your employer's healthcare plan instead, no cancellation fees should apply.

If you're not within the first 14 days of your personal health insurance (the cooling-off period in which you can cancel with no questions asked), your provider may ask you for a membership certificate after you enrol with your employer's health insurance. This is to make sure that you're joining a company plan, and you're not just cancelling mid-term for other reasons.

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On the other hand, while enrolling for the new health insurance in Kota, you will be prompted during your set-up to add the start date of your previous policy. If you have any ongoing waiting period in your current health insurance, this will travel with you to your employer's health insurance plan.