It's important to be aware that your employer might have created multiple benefits packages in Kota, with different contribution amounts; your package might not be the same as your colleagues. Even in the case your employer has only one package for all staff and you're all offered the same conditions from your company, the exact final health insurance quote depends on several factors.
Country
If you and your colleagues are based in different countries, the healthcare provider may not be the same, and so your plans are likely to be priced differently. From country to country, taxation rules are also different which can impact the cost of your plan.
Plan
In some countries, you might be able to select from a range of plans with different coverages and premiums. You and your colleague might be looking at plans that propose similar benefits but could be completely different plans.
Selected extras (such as add-ons and dependants)
With some providers, you will be able to select benefit add-ons for your plan. If you choose more add-ons than the ones included in your plan (applicable to Irish health plans only) this will increase the price of your plan. Similarly, if you add dependants, this will increase the price of the plan as you are covering other individuals' healthcare plans.
Personal criteria
Your current age, or the age you've enrolled in health insurance for the first time (LCR) also play a role in the way health insurance premiums are calculated.
Is this still unclear? Reach out to our team via chat or email ([email protected]) with a screenshot of the health insurance quote details and we'll do our best to clarify the pricing for you.