"Add-ons" (or personalised packages) are additional coverages that you can add to your health insurance plan beyond the standard coverage. Some health insurance plans include a minimum number of add-ons for free. You have the option to add these when you select your health insurance plan.
If you select more add-ons than the ones included in your health insurance plan, extra costs will apply that might or not be covered by your employer's contribution. Everything that goes over your employer's contribution would be paid by you, and be deducted from your salary. You'll have this information in the final quote details screen, so you can make an informed decision on whether taking those add-ons is still within your budget.
Here's the list of all 8 add-ons available on Irish Life health insurance plans offered by Kota:
Add-on | Description | Available in |
Enhanced Protection and Maternity | Cashback for maternity-related expenses and FREE family life cover | Kick-Off Plan ILH |
Travel and Sports Cover | Cashback for sports-related expenses such as physio visits and a FREE annual worldwide multi-trip travel insurance policy | Kick-Off Plan ILH |
Children Extra | Get extra benefits for your children including money back for sports club memberships, parenting courses, counselling and orthodontics | Horizon 2 |
Fertility Extra | Get enhanced cover for infertility treatment, fertility tests and counselling | Horizon 2 |
Maternity Extra | Get access to a range of comprehensive extras including early pregnancy scans, ante-natal care and unique post-natal recovery benefit | Horizon 2 |
Mind Extra | Get cover towards self-care initiatives to help you look after your state of mind | Horizon 2 |
Screening Extra | Get help to proactively manage your current and future health | Horizon 2 |
Sports Extra | Get money back on a range of sports benefits including physiotherapy and gym membership | Horizon 2 |
Travel Extra | Cover for travel vaccines and a FREE annual multi-trip travel insurance policy | Horizon 2 |
You Extra | Get booster health benefits that include money back on a gym membership, a mindfulness course and visits to a dietician | Horizon 2 |