The pension investment solution we offer at Kota for Irish employees is the Irish Life EMPOWER Personal Lifestyle Strategy (Empower PLS). This is a defined contribution scheme. Investing your pension savings into EMPOWER PLS has two main benefits over the years for you:
Managing investment risk
EMPOWER PLS helps protect your pension fund value against market fluctuations by automatically switching you into lower-risk funds as you reach the last 6 years before your retirement date.
Personalised fund switches
EMPOWER PLS is different to other investment strategies because it adjusts to your unique circumstances. It directs your investment into appropriate funds that best match the benefits that you are most likely to take on your retirement.
There are three phases to the EMPOWER fund from the day you enter your retirement fund:
Need more info?
Download the EMPOWER Personal Lifestyle Strategy pdf below to learn more.